Don’t be afraid to negotiate your credit card debt If you are reading this, credit card debt settlement may be on your mind. Whether you want to know more about debt settlement -what it is, what options debt settlement companies offer, and how to negotiate......
Reading Your Credit Card Statement: The Primary Parts of Your Monthly Report In today’s fluctuating economy, keeping track of your credit and your credit rating is a vital part of tracking your financial standing. An important part of this process is learning to read your......
Pros of Using Credit Cards Credit cards can be a good thing. They can help with purchasing large-ticket items that you or your family might need immediately. Credit cards can be used to build revolving credit. A well-maintained credit card account really can help build......
Once you have mastered the basics of credit cards, you can develop a strategy for their most effective use in your financial life. You might consider this credit cards 201, or the information that moves you beyond being a basic credit card user and enables......
CREDIT SCORES & HOW TO COMPARE THEM When I first learned of credit all I had ever heard about was FICO credit score. Little did I know there are all sorts of scores and different versions of scores. How does one know which scores are......
You step up to the counter in your department store, and you present a piece of plastic to the clerk, or you slide it through a slot in the machine. These little rectangles look very much alike, but they can be very different. Debit cards......
Choosing the right credit cards can be a challenge. There is no single right answer to this question. Consider your lifestyle, what you normally purchase, and how you can most advantageously use your credit cards. The place you do not want to start is with......
Balancing Rewards with APR: Managing Credit Cards as Part of Your Budget Credit cards can be a way to build credit and to smooth the bumps in your budget. Many cards offer points or rewards as incentives to use your credit card instead of cash,......
The technology has revolutionized every field of life. The same has affected the finance sector of the country. Now, the money has taken the form of plastic money and in that debit and credit cards usage have reached their threshold. The charm of using credit......
How People Get into Debt with Credit Cards People apply for and receive credit cards for a variety of reasons. Your favorite store offers discounts or low interests rates if you use their credit card for your purchases. You or a family member needs something,......
Spending the money you don’t actually have can be empowering and liberating, but it can come at a high cost if you lose yourself in such a mindset. The very concept of credit exists because nobody wants to wait until money accumulates sufficiently enough for......
To get out of debt, you need a solid action plan that can be accomplished effectively. To help, we’ve created an easy get-out-of-debt checklist that you can start working on today to help you eliminate financial problems. As you work toward your get-out-of-debt plan, you’ll......
Are you swamped with high monthly credit card payments? You may be losing money each month with high-interest rates and enormous credit card balances. Here are 6 effective ways to shrink your credit card payment and head on the path to financial freedom. MAKE LARGER......
Are you trying to figure out ways to effectively reduce your credit card debt? There are a multitude of reasons to rack up debt such as a recent job loss, unexpected purchases, or enduring an illness. No matter the reason for piling up debt, getting......
The use of credit cards in the current world has increased to a point where one can see people possessing at least one credit card at a time. Sometimes people even possess more than one credit card. While credit cards are used essentially to pay......
With the number of people being buried under the pressure of loans, Consumer Credit Card relief for credit card debt relief comes as a major antidepressant. 10th November, 2016: One of the biggest troubles in the current times is the debts that almost all individuals......
Credit cards, when introduced to the working class, came as a welcome relief to them because they could now pay for things that they could not afford completely at one time. The main function of a credit card, as the name itself suggests is to......
Credit cards are no longer a luxury to carry around and almost all people, especially those in the developed areas of the world, carry a credit card (sometimes even more than one). Even with credit card companies trying their best to make their service more......
Credit cards are one of the most widely used modern day advantages. It goes without saying how efficient they are, and the opportunities they offer are extremely important. In our current economy, it is unreasonable to not use loans or to not pay fees in......
Credit card debt. That has to be one of the most hated phrases in the English language. The second most hated word is debt. Everyone hates debt but has concluded that it’s a necessary evil, as funny as that sounds. Here are some steps to......
Looking for answers can be quite difficult. Bits and pieces of the information you want are everywhere, spread out. Especially for big questions and problems and after a while you can’t help but think there isn’t any, that no one has found one. Debt does......
Looking for a way to get out of credit card debt? Here is the answer, written plainly now: Debt Settlement. Debt settlement is an agreement you can come to with your credit card company. If done well, they will allow you to work for a......
Being in debt feels hopeless and unfair. The longer it takes to pay the more it costs. It’s like the world is rooting against you, but it doesn’t have to be this way, you can fight back! Take the fight to them with CCCR’s help.......